If you are looking to buy or invest in a new build house in 2012 there is only one website you need to go to on the internet. WhatHouse have the greatest database of new build properties and new houses for sale that covers every section of the UK. They have been dispensing expert advice to both buyers and sellers of property for 100 years and they are the name you can rely on on the subject of affordable and new build homes. They’re the only internet site you need to go to for all of the latest property news in England and Wales.

Here’s a quick look at just a few of the ways WhatHouse will help you to discover your dream home this year.

1. The Best Advice. Making use of their 100 years of expertise and knowledge WhatHouse? can give you expert advice on every aspect of the united kingdom property industry. So if you want to buy, sell or invest this year pay a visit to WhatHouse?

2. Home Builders. WhatHouse offer detailed and comprehensive information on each and every new house builder and developer in the united kingdom. When you’re on the website click on the homebuilders company logo and you will be able to read in depth information about them and their properties.

3. Free valuation service. These days you have to ensure that you are getting the best price for your house. WhatHouse makes this easy using their free of charge home valuation service. Using information from an array of sources it gives you a fast and precise valuation of any house in the united kingdom. To use the service enter a couple of details about the home and wait a couple of minutes to receive your valuation.

These are simply a few of the different ways WhatHouse can help with your home search. Make sure that you go to the web site regularly to keep fully up-to-date with all of the news and developments from the house market in the UK. With the on-going instability in the property market it pays to be informed and the simplest way to do this is with the WhatHouse website.

Find new homes for sale with WhatHouse?

Forecasting which way the united kingdom property market is going is not easy. Over the last couple of years there have been several false dawns and promises of recovery that never materialised. However there are now signs that the market has reached its lowest level and could be on the way up once more. Most regions have seen small but significant price rises this year with £5,000 being added to the value of the typical property.

So if you’re a first time buyer is it a good time to enter the market? Although there have been some gains prices are still lower than they were at the same time last year. Predictions for 2011 and 2012 differ considerably according to where they come from. However many experts are of the viewpoint that the market will stay flat or see small price increases. So for first-time buyers I’d say now’s as good as time as any to go into the market. The cost of housing is not likely to fall and while any rises may be small they’ll only add to the expense of purchasing a home.

If you’re thinking of buying your first home in the near future here are a couple of quick tips to help you out.

Mortgage and Other Costs

Saving a deposit is one of the biggest hurdles for most people and one reason why the housing market has been flat for the last few years. The days of loan providers being willing to give 100% mortgages are gone. Nowadays most financial institutions and building societies demand a 10% deposit to get the best deals. However more 95% deals have started to appear during the last couple of months particularly for people with excellent credit scores.

Of course there are a number of other things that you have to save and budget for as well as a deposit. There is stamp duty to pay for on many homes, solicitor’s fees and surveyor’s fees as well. Don’t forget the cost of furnishing your home and the fact you will be paying the bills by yourself. This can be quite an increase in your monthly budget if you have been living with your parents or in shared accommodation.

New or Used Home?

Should you purchase a new or used property? With the present state of the housing marketplace there’s a big stock of new homes that developers wish to sell. There are some great deals available on new houses with many developers reducing asking prices by as much as 10%. In addition to reducing prices several developers are offering other incentives like help with finding a deposit, part exchange schemes and free white goods and appliances. In general new houses are also less expensive to run and will come witha 10 year guarantee.

Shared Ownership

The popularity of shared ownership schemes has grown considerably in recent years. They allow people to buy a share in a property which they otherwise would not be able to afford . A mortgage is paid on the part of the property you own and rent to a housing association that is the owner of the other share. It is possible to increase the share of the property you own with time so that eventually you can own 100% of it.

Another option is to think about purchasing a home with a few of your close friends. Although this can seem like a good option it can be fraught with stumbling blocks for the unwary. Always use a solicitor to draw up agreements to make sure that everybody knows their duties and responsibilities. Find new homes for sale on the WhatHouse? website.

It looks like a certain level of confidence is coming back to the property market in the UK after a period of uncertainty. Confidence is slowly but surely coming back to the industry and more and more people are looking to purchase new build homes. House Loan lending is beginning to loosen once again with banks and building societies introducing more deals to appeal to first time buyers. Nevertheless most banks and building societies still require at least a 10% deposit and the times of 100% home loans have long gone. If you wish to move to a new build home in 2011 you need to look at the What House web site. It features all of the most recent property news from across the UK and expert advice about a variety of topics associated with the property industry. There is also a total list of new homes for sale in you region and details and prices of the homes. New build homes are proving to be very popular with both first-time as well as other buyers. New build houses have a number of advantages over older homes which make them a really sound investment for new buyers. These include the fact new houses feature a warranty providing you with complete peace of mind when you move in. New houses are also far more energy efficient than older houses and cost much less to run. New build homes also feature contemporary finishes and designs, modern kitchens and bathrooms plus all the latest appliances. Many homebuilders and developers in the UK are now giving some amazing bonuses which help to make purchasing new build homes even easier. In case you are contemplating moving home in 2011 you have to go to the What House web site first.